This consumer-oriented textbook addresses the principles of risk management without skimping on the discussion of insurance It summarizes the nature of pure risk on the individual and on society and illustrates how insurance can be used to deal with the problems posed by such risk Mirroring the diverse experience of its authors, the text is equally озубб effective in presenting the principles of insurance theory and offering how-to advice to students Throughout, the main emphasis is on the insurance product and the use of insurance within the risk management framework The traditional fields of life insurance, health insurance, property and liability insurance, and social insurance are treated in terms of their relationship to the wide range of insurable risks to which the individual and the business firm are exposed Издание на английском языке 9-th edition Авторы Емметт Дж Вауган Emmett J Vaughan Тирис М Вауган Therese M Vaughan.  Каждый владелецИздательство: Wiley, 2002 г Твердый переплет, 704 стр ISBN 0471216879.